The Top 10 Distinctions Between Millionaires and the Middle Class

WHY IS THIS BOOK GOING OUT OF PRINT? IT DESERVES THE STATUS OF "Classic", and should NEVER go out of print! I hope to use its principles to get copies for all my friends and relatives, in the next 5 years or so! IF THIS BOOK DOESN'T MAKE ONE A MILLIONAIRE, IT WILL D E F I N I T E L Y....LET YOU KNOW HOW MILLIONAIRES THINK!!!! PLEASE KEEP THIS 5 STAR....NO, 100 STAR! BOOK IN PRINT!!!!!!!!!!!!!! ........................................................... THIS BOOK, "The 10 Top Distinctions Between The Rich And The Middle Class", CAN BE READ IN NEAT LITTLE SECTIONS! This is especially impoertant for those who, like me, grew up with TV -- and, despite TVs many wonders, have, (due to 10 minute segments between commercials), had our attention spans totally, (or almost), decimated -- making reading of most books difficult at best. (Is this how "Farenheit 451" becomes reality?_ Luckily, a wonderful book like this one, is, as I have said, divided into neat, easy-to-read sections. One need not read it all the way through! It's a small book -- but full of wisdom and VERY good advice. AMAZON.COM, and the publishers, (and probably the writer), have also graciously allowed would-be buyers a "peek" inside this book! My advice: read the "peek", then buy the book. The "peek" consists of a listing of the "10 Top Distinctions", the book itself is an enlarged, elucidation of these 10. The language is simple, yet full of wisdom. For instance: 7: Millionaires Take Calculated Risks. The Middle Class Is Afraid To Take Risks: The Middle Class is trapped in the rat-race because it doesn't take risks. The only way out of the rat-race is to take risks. The only way out of the rat-race is to take risks. No, that is not a typo. I intentionally wrote it twice. In fact, let me write it once more. The only way out of the rat race is to take risks. If You take risk out of life, you take opportunity out of life. Taking a risk doesn't mean taking a shot in the dark. Millionaires take CALCULATED risks. What does "calculated" mean? It means to gain knowledge first, and to consider the consequences of failing before taking the action...... .................Millionaires practice risk management. One of the simplest ways to manage risk I learned from my mentor, Nido Qubein. He taught me to ask three questions... 1) What's the best thing that could happen? 2) What's the worst thing that can happen? 3) What's the most likely thing to happen? Simple, straightforward, EASILY-UNDERSTOOD advice. It runs all through the 112 pages of this small, easily-understood, just-about indespensible book. The print is of a nice, large size too...with a nice bit of spacing between the lines, to make it easily-read -- delightfully complimenting the easily-understood writing style. Another snippet of information I got from reading a random paragraph in this book, (can't find it just now), which mentioned that millionaires talk mainly to other millionaires, and not to "ordinary" people. THIS IS N O T DUE TO ANY SNOBBISHNESS ON THEIR PARTS, BUT SIMPLY AS A SELF-PRESERVATION DEVICE. M O S T people talk about other people, or about things. Millionaires talk about I D E A S. Probably, a millionaire will gladly speak to a "millionaire-in-the-making"....a person who, though not (yet) rich, ALSO speaks mainly of ideas, (and not people or things) -- but most millionaires do NOT want to spend time speaking to people who's main conversation topics are what is going on in the lives of Hollywood celebrities, or latest designs in sports cars. Why? Because millionaires want to LEARN things -- that's why they talk mainly about IDEAS. The thought came to me to equate this to the following: If you are a person, say, who wants to write a book on Sir Laurence Olivier, you probably would NOT spend your time speaking to "Tony Manero", (the character played by John Travolta in "Saturday Night Fever") -- as Mr. Manero knew of Laurence Olivier ONLY as a guy on TV who advertised Polaroid Cameras! In a millionaire's eyes, everyone may be equal, and have equal access to the Public Library...but speaking to anyone who's PRESENT msin interest is what went on on a popular TV show, last night, or Jessica Simpson's, (or any other celebrity's), new hair-style or career move, will not, in the millionaire's mind, expand HIS (the millionaire's), horizons one bit! And learning and expanding horizons are one of the, (intertwining!), distinctions, (this one being Number 6), betweeen Millionaires and the Middle class. THIS IS NOT A SNOB BOOK. THIS IS A BOOK ANYONE, LIVING IN A FREE SOCIETY, CAN LEARN FROM....AND BECOME RICH FROM! Sadly, though, the publishers of this truly essential, classic book, have seen fit to publish it on inferiour, semi-newsprint paper (!) This is all the more astonishing, since the book not only, (as I have said), has very well spaced, and larger-size print -- but also has a binding of the second-highest quality! (No -- not sewn with sections, but it does have a general sewn-binding for all the pages together.) Perhaps this poor-quality paper the author's and publisher's gentle way of saying, "time's going fast...read and use this book before the paper crumbles!" -- but a book of this, (just about classic!) quality deserves good quality paper, nonetheless! money....money....money....money....money...money When I was going to public school, I begged and begged my parents to send me to private school, (which, of course, they couldn't afford.) Although our public school district, (No. 26 in Queens, NY), was counted amongst the best, I still KNEW, somewhere in my heart, that private schools were somehow, someway, different and better. I never knew WHY I thought this...but I just KNEW it. Now, finally, I think I know why I thought this. Rightly or wrongly, I believed that in public schoolthey taught the three Rs, history, music, art -- and how to be a "good little member of the general public." But in Private Schools -- or so I rightly or wrongly thought -- THEY TAUGHT HOW TO MAKE (LOTS OF!) MONEY IN A LEGAL, MORAL WAY.....JUST WHAT IS INSIDE THIS BOOK! Whether all, (or even most) private schools teach these lessons, I do not know. But, thankfully, (very thankfully!), they are available now, for anyone to read and study, in the pages of this wonderful small book! Whether a reader becomes a millionaire or not from it, is basically up to the individual -- but trying to apply as many of these 10 distinctions to one's own life, cannot but help! At any rate, it is a FIRST-RATE ALTERNATIVE TO ALL THE NEGATIVITY THAT SEEMS TO BE PERVADING LIFE TODAY! Read this little treasure -- and apply as much of it as you can to your own life! Even if you don't become a millionaire, you will know how people become millionaires! Pass it on to your children, and give it as birthday presents to those you love to be with. The rich are really NOT that much different than you or I -- all they do is THINK a little differently!

Should you buy this book? Well, let me help you answer that question by telling you about three distinctions of my own: #3: At the TOP level, you are a proven money-creator who hangs out with other proven money-creators. You and your money-creating friends have multiple revenue-producing businesses and assets. You and your money-creating friends talk about wealth-ideas, potential deals, in-process deals, and leveraging or connecting existing assets so that even more wealth is produced...all while structuring everything so that you are able to enjoy life even more freely and fully. And, you and your friends watch those who are the next level down so that you can invite anyone who is worthy and deserving into your "private club". #2: At the MIDDLE level, you are aware of...and recognize...the mindset, the mentality, and the mode of operation of proven money-creators and you are actively developing yourself into a money-creator. You are constantly working on your mindset...replacing the lack and poverty mentality with a wealth mentality...exchanging the "give-me" mentality for a "creation" mentality. You are actively building and expanding a revenue-producing business or asset. Although you've got to meet a few of them, you aren't yet included in the private meetings and conversations with the people in the above level...you aren't a part of their deal-talks and deal-making...but there are one or two of them who are gracious enough to talk with you on occasion and give you helpful, inspiring, encouraging input. You feel connected with the few positive, successful people that you get to interact with...and disconnected from most everyone else because they don't understand you, they scoff at you, and frequently insinuate that you don't have what it takes to be a success. #1: At the ENTRY level, you are an excellent and productive employee...you have been promoted multiple times...and you realize you want more out of life than to just work a job and create wealth for someone else. You want to create your own wealth. You want to be someone who achieves and accomplishes significant and meaningful things. You want the freedom and independence that comes with having wealth. Of course, there are other paths to the top level besides this common one I've just described...but this scenario will work just fine in terms of helping you decide whether you should buy this book... If you already enjoy a satisfying level of success and abundance in all its important forms, if you are already at the top level (#3 above) then this book would only be a confirmation of some of the basic things you already know and do. And, there would be all kinds of additions...and a few differences of opinion...that you could easily jot down on the sidelines. If you are in the middle level (#2 above), then you should buy this book because it will be helpful and encouraging to you. It will sound like the few millionaires you get to talk with...it will confirm some of the changes you are actively working on...and it will connect some dots for you in those places where the millionaires have made "assumptive leaps"...those leaps where something is so blatantly obvious to them that they assume it's blatantly obvious to you too...when it's really not. If you are at the entry level (#1) above, then without a moment's hesitation, pull out your wallet and give Amazon the measly $10 plus shipping they want to send you this book. Why? It's because this book is your way of "virtually" listening to how proven money-creators think and operate...and you desperately need this "initiation" because you are going to have to learn how to think and operate the way they do if you are to ever attain wealth and freedom like they have. Now, having said this, you'll definitely need more than this book to get you to the top level...but you've got to START SOMEWHERE and this book is as good of a starting place as I know of.

I liked that the book is a very easy read. It offers really simple concepts and you will find yourself saying, "Yeah, that's true." You will see right away where you need a mindset shift. I give this book a five rating because the author us very upfront about the distinctions between millionaires and those who are not. He really makes you think and causes you to want to immediately work on changing your thought process in order to make room for wealth. I highly recommend this for entrepreneurs and those just starting a business like myself. However, really any industry could be benefited by this book. I'm planning to read again in a few months or so. Get your copy you 'll be glad you did.

Recently finished this book and agree with most of what the author describes as fundamental differences. A lot of what he talks about can be found in other books, most notably "How Rich People Think" by Steve Siebold. But the layout of this book and it's explanations are first rate. The author's approach revolves around ten distinctions between those who are wealthy and the middle class. His "Top Ten" list starts with the wealthy thinking long term and the middle class seeking short term benefits. Other distinctions include taking risks, embracing change, continual learning and how millionaires think in terms of profits while the middle class sees making money as solely a paycheck to paycheck exercise. One of the most powerful distinctions comes at the end of the book; asking empowering questions vs. disempowering questions. I have found this to be a very valuable tool in shifting my thinking whenever life throws me a curve ball. It really works. The author urges people to read the book over and over so that his distinctions really sink in and I agree with him. If you read it once, you're more than likely to forget half of what you read and not put his recommendations into action. As with anything in life, practice makes perfect so if you decide to buy it, read it several times and think about situations or events in your life where you were not adopting a wealth mindset. Then apply the author's distinction to one of those events and situations and see what happens. It may take a few tries but if you are serious about wealth creation, you'll put these distinctions to good use and start seeing results.

For eight years of my life, my goal was to buy a single family house. I did that three years ago and I found myself almost in limbo since I had already reached a long-term goal. This book helped guide me into what I want to accomplish in the next ten years, my next goal. It helped me formulate and envision where I want to be and what I want to be doing ten years from now. I did not expect that from reading this book. For that, I gave it 5 stars. It is an easy read and finds a good balance between broad concepts and actionable suggestions. I've also found that many of what the author talks about does not only apply to financial freedom but can be applied to other parts of my life. I also enjoyed that the tone isn't to make money just to make money, but as a means to improve yours and the lives of your loved ones. This book is not about greed, it's about freedom to do what you love. Update (10 years later): I was just checking out the reviews I've written and noticed my headline. It's been over 10 years so I thought it would be fun to do an update. I am not a millionaire but it's not the book's fault - it was my choice not to pursue it. One reason is, as the book stated, the complete dedication you would have to make in order to reach this goal and I decided this goal wasn't for me. I thought I would have a wife and two kids but none of that happened so I don't need to have that much money as a single guy. I still have the main points of the book in the back of my head if I ever decide to try it. I'm leaving the rating as 5-star.

When I highlight half an entire book on my iPad (Kindle app), I know it's a killer book. This is one such book. I've been searching around for money/rich books for a while since reading "The Millionaire Fastlane" and wanting more, and this is the best one I've found recently. By far. Some other millionaire-type books are loaded with stories, parables, real-life encounters, whatever. Not this book. This book says, "Here's how rich people think. Here's what they do differently. Do this, and you'll get what they have." It just lays it all out there, condensed, punchy, insightful, powerful, not cloaked in distracting stories or exposition. The 10 distinctions are fantastic. I found myself nodding my head in agreement over and over, and I frequently had that "Aha!" feeling while reading this that I was picking up major insights, that the pieces were being put together for me in a way I hadn't seen before that clarified some major concept about the wealth/abundance mindset. Top tips for me from this book? Get a mentor, and spend, spend, spend on my success education. Buy books, buy audiobooks, go to seminars -- it's an extremely valuable education, much more valuable than college (and a much better investment). The author makes a fantastic point about how well-written books are a stunningly incredible value, because you can get the condensed wisdom of lifetimes of experience for just $10. That's what you'll get with this book.

Best book I have read. It is a deep well written book and makes you think of life differently. I read this book monthly to remind me to stay focused.

Keith Cameron Smith did an excellent job explaining the distinctions between millionaires and the middle class. The main key is to change your thinking. Proverbs 23:7 says, "For as he thinks in his heart, so is he..." If you want to keep poor, just keep declaring that out loud and believe that. If you want to be a millionaire or billionaire, declare that out loud and believe it. As I read Keith's book, I took a yellow magic marker and highlighted everything that pertained to millionaires. If something jumps out at you while reading Keith's book, underline it immediately. Also, just don't read this book once and put it away. You should read it at least once every 2 weeks at a minimum. An example of good advice is chapter 7 that says "Millionaires take calculated risks." Read the 2nd sentence which reads, "The only way out of the rat race is to take risks." This book is a gold mine and everyone who wants to get ahead in life needs to study this excellent read. It only has 112 pages so it won't take long for you to read and enjoy this priceless treasure!

Good purchase. Ideas put across very Simply.

Although yoy can tell it was written by a man, its still a great read. I passed it on to all my family members to read. I recommend

The content is great, I really love this knowledge

I knew a lot of topic about this book and this was kind of refreshing for me. It is easy to read and I recommend this for fresh starter. It is good book for reread it time to time.

This little book ranks up there as one of my favorite books. It helps me to understand how my thinking can change to attract more wealth into my life. Keith has distilled the information down to exactly what needs to be said. Highly recommended.